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Informal Full & Final

As you are well aware many clients with equity just simply cannot obtain sensible remortgage offers at the moment. However, this will hopefully change over the next 12 months.

In the meantime clients with unmanageable debts can go onto Debt Management Programs and then seek to settle their debts at a discount 6 - 12 months later.

We will work with you to obtain the remortgage and we will then negotiate the full and final settlement and wrap it into a Trust Deed to ensure that the settlement is binding.

The settlement could also come from third parties, sale of property proceeds, shares, bonds, endowments, etc.