Informal Full & Final

As you will be aware, many clients with equity just simply cannot obtain sensible remortgage offers at the moment. However, this will hopefully change over the next 12 months.

We increasingly are coming across clients who are struggling with a level of debt and have funds wrapped up in properties & pensions which they simply cannot access in the short term.

Debt Management can provide an appropriate solution where we seek to obtain creditors’ agreement to accept an affordable monthly payment and seek creditors’ agreement to freeze interest and charges. Should you be able to raise funding for your client at a later stage, we will liaise with you on the likely sums that creditors will settle at.

Charges to your client

We will charge either:

Revenue Share

Please click here to see details of our revenue share for Full & Final clients

All debt solutions should be very carefully considered. Fees will be charged to the client if a solution is taken in order for us to set up a plan and maintain it - all fees will be outlined during the consultation. The Debt Advisor complies with the Consumer Credit Act and clients have the right to a cooling off period of 7 days. It is likely that their ability to obtain further credit in the short term will be affected and this may also be the case over the medium to long term