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Debt Management Case Study

I started obtaining credit from various sources over the last 8 years for everyday spending. I was in work at the time working for a well known gas and electricity supplier and was able to meet my monthly commitments. When my husband passed away I found it much harder to keep up with my repayments. I was still able to obtain credit and companies continued to offer me higher limits and more store cards. The debt started to mount to an unmanageable amount.

I was contacted by The Debt Advisor and during my initial consultation it became apparent that they would be able to help me regain control of my life. I had the relief in knowing that my debts are being repaid at a manageable amount and that they are being managed by a company which is more than capable of dealing with them.

The paperwork I received was easy to understand and I was kept informed at every stage along the way. I was even appointed my own advisor, who deals with my accounts and creditors for me. If I have any queries I always contact my advisor who can help me with them.

The calls and correspondence reduced, I still get the odd one but I forward these on to The Debt Advisor who takes any action as necessary for me. I can't thank the team at The Debt Advisor enough; I finally feel that I am getting somewhere and have even paid some of my debts off in full.

Clients Situation before DM Plan


Total Unsecured Debt

£8,766.80

Contractual Monthly Payments

£400 per month

Methods of Repayment

Borrowing from one company to pay the next


Debt Management Solution


Unsecured Debt in DM Plan

£8,766.80

Total Income (approx)

£896.00

Total Expenditure

£796.00

Payment to DM Plan

£100 per month

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